Al financing happens in co-operation with Handelsfinans which is a partner company of Danske Bank Thus it is Handelsfinans, who decides the conditions of the loan and handles the applications.
Payment plan for up to 72 months.
Distribute your cycling expences to even monthly amounts - exactly as if you are a member of a gym, a tennis club or similar.
This easily accesible loan type can finance up to 50,000 danish kronor for you. Only applicable to residents of Denmark at this moment of time.
Bear in mind that if you e.g. buy a racer and dont want to take a large amount out of your pockets but settle it over 4-5 years, the bike will still retain value and could be sold or be changed to winter bike. But it is not only large things you can have financed. All equipment on the homepage can be financed. On this type of loan the yearly nominal interest rate is 13,5%
No interest or repayment in 6 months
Another exiting financing form is a loan with an initial 6 month mortgage free period. It means that you for example can buy a bike today and not begin to pay for it until 6 months from now. After the first half year has passed you can choose if you want to pay the loan in total without interest or if you want to repay the loan inj installments.
This form of loan is ideal for you if you have a tight budget but want to get started with the biking right away. If need be you can when the 180 days have gone choose to let the amount be financed over a longer period of time. The fee for starting the loan with 180 days interest free and mortgage free loan from Handelsfinans is 300 danish kroner.
This is how you do it:
For financing; a minimum purchase of EUR 400 in one order is required.
The entire transaction is processed the same way whether you choose to pay using banktransfer, creditcard or a financed solution.
After adding the wanted goods to the basket, please proceed to checkout and provide invoicing and delivery information.
In method of payment please choose financed solution and in the drop-down menu choose what type of loan and what loan period you would prefer.
Once this is decided, press next, and you will see a prefilled application form from "Handelsfinans". All you need to do is fill the remaining fields and send in the form. This is at the moment only availiable for residents of Denmark.
